Credit repair, priced up front

The report is what got you denied. Let's fix the report.

Collections, charge-offs, late payments, repossessions. We go through your three bureau report line by line and challenge what does not belong there.

One payment. No monthly billing. The price is on this page on purpose.

$799
audit fee, one time

That is the whole thing. No monthly fee, no per deletion charge, no surprise second invoice. If you cannot do $799 right now, this is not the right time and that is a fine answer.

Full three bureau report pulled and read line by line
A dispute plan built around your specific accounts
Rounds sent every 30 to 45 days until we are done
Bureau letters, furnisher letters, and CFPB complaints
Copies of everything we send on your behalf
Straight answers about what is and is not realistic

Separate from the audit fee: credit monitoring runs about $30 a month, billed by the monitoring service and not by us. It is how we pull your reports each round to track the work.

Read this before you pay

We would rather you rule yourself out here than find out on a call. Both of us have better things to do.

This is for you if

Most people we take on look like this.

  • You have collections, charge-offs, late payments, a repossession, or a bankruptcy on your report
  • You have been denied for something that mattered, or you are about to apply
  • You can pay the $799 audit fee now or split it at checkout
  • You can give it 30 to 90 days before you expect to see real movement

This is not for you if

Say so now and keep your money.

  • ×You want the balances erased or the debt negotiated away. That is not what this is
  • ×You want a guaranteed number of points by a guaranteed date. Nobody can honestly promise that
  • ×You want everything gone in two weeks
  • ×You are comparing five companies and just collecting quotes

What we actually do, and what we do not

The difference matters, and most companies blur it deliberately.

We do

  • Challenge accounts that are inaccurate, unverifiable, or reported incorrectly
  • Hold the bureaus and the furnishers to what the law requires of them
  • Escalate with regulator complaints when they ignore the rules
  • Tell you which items are realistically movable and which are not

We do not

  • Erase debts you legitimately owe
  • Negotiate, settle, or consolidate balances for you
  • Pay collectors to delete accounts
  • Promise a specific score by a specific date

How it works

Four steps. No mystery.

STEP 01

You pay the audit fee

$799 one time. Right after checkout there is a short form for the details we need to start.

STEP 02

We pull and read the file

All three bureaus. Every account, every date, every status. We find what is wrong before we write a word.

STEP 03

Round one goes out

Usually within one to three business days of your file being complete. Then every 30 to 45 days after.

STEP 04

We keep going

Results come back, we adjust, we escalate. Most people see movement by round two.

Still not sure? Book a call.

Thirty minutes, no pitch deck. Bring your report or just bring your questions. If it is not a fit we will tell you on the call rather than take your money.

Worth knowing before you book: the answer is going to be $799. This call is for clarity, not for negotiating the price.

Questions people actually ask

Why is the price on the website?

Because hiding it wastes your time and ours. Most companies make you book a call to hear a number. You can decide right now whether $799 is worth it to you.

Can I split the payment?

Yes. At checkout you can split it with Afterpay or Klarna into smaller payments. Open the checkout on your phone if you do not see those options, desktop hides them sometimes.

How long does this take?

Rounds run every 30 to 45 days. Most people see movement by round two. The full timeline depends on what is on your file, and anyone who gives you an exact date is guessing.

What if nothing gets removed?

Then we keep working the file through the rounds you paid for and escalate where the law gives us room. What we will not do is promise a result we cannot control.

Do I need credit monitoring?

Yes, about $30 a month billed by the monitoring service, not by us. It is how we pull your reports each round to see what changed.

Is this legal?

Yes. Disputing inaccurate or unverifiable information is a right you have under federal law. We are a bonded credit repair company registered in Florida.

Ready to start?

$799 one time. Round one goes out within one to three business days of your file being complete.

Secure checkout. Afterpay and Klarna available at checkout.