Credit repair, priced up front

The report is what got you denied. Let's fix the report.

Collections, charge-offs, late payments, repossessions. We go through your three bureau report line by line and challenge what does not belong there.

Two ways to pay, both on this page on purpose. No hidden second invoice.

Credit Repair
$79.99/mo
monthly, while we work your file. Cancel any time.

Same service either way, just pick how you want to pay. No per deletion charge, no surprise second invoice.

✓Full three bureau report pulled and read line by line
✓A dispute plan built around your specific accounts
✓Disputes sent every 30 to 40 days until we are done
✓Bureau letters, furnisher letters, and CFPB complaints
✓Copies of everything we send on your behalf
✓Straight answers about what is and is not realistic
Start monthly — $79.99/mo
Premium Credit Repair
$1,099
one time, for the heavy files

Bankruptcies, repos, charge-offs stacked deep, files other companies gave up on. Same process, taken further, with the escalations heavy files actually need.

✓Everything in the standard plan
✓Built for bankruptcies, repos, and stacked reports
✓Deeper escalation rounds where the law gives us room
✓Priority handling, front of the line every round
Start premium — $1,099

Not sure your file needs this? Start standard or book a call. We only point you here when the report truly calls for it.

Separate from either plan: credit monitoring is required, billed by the monitoring service and not by us. It is how we pull your reports each round to track the work.

Read this before you pay

We would rather you rule yourself out here than find out on a call. Both of us have better things to do.

This is for you if

Most people we take on look like this.

  • ✓You have collections, charge-offs, late payments, a repossession, or a bankruptcy on your report
  • ✓You have been denied for something that mattered, or you are about to apply
  • ✓You can do $79.99 a month, or $800 one time if you prefer one payment
  • ✓You can give it 30 to 90 days before you expect to see real movement

This is not for you if

Say so now and keep your money.

  • ×You want the balances erased or the debt negotiated away. That is not what this is
  • ×You want a guaranteed number of points by a guaranteed date. Nobody can honestly promise that
  • ×You want everything gone in two weeks
  • ×You are comparing five companies and just collecting quotes

What we actually do, and what we do not

The difference matters, and most companies blur it deliberately.

We do

  • Challenge accounts that are inaccurate, unverifiable, or reported incorrectly
  • Hold the bureaus and the furnishers to what the law requires of them
  • Escalate with regulator complaints when they ignore the rules
  • Tell you which items are realistically movable and which are not

We do not

  • Erase debts you legitimately owe
  • Negotiate, settle, or consolidate balances for you
  • Pay collectors to delete accounts
  • Promise a specific score by a specific date

How it works

Four steps. No mystery.

STEP 01

You pick your payment

$79.99 a month or $800 one time, same service either way. Right after checkout there is a short form for the details we need to start.

STEP 02

We pull and read the file

All three bureaus. Every account, every date, every status. We find what is wrong before we write a word.

STEP 03

Round one goes out

Usually within one to three business days of your file being complete. Then every 30 to 40 days after, timed against how fast each bureau responds.

STEP 04

We keep going

Results come back, we adjust, we escalate. Most people see movement by round two.

Still not sure? Book a call.

Thirty minutes, no pitch deck. Bring your report or just bring your questions. If it is not a fit we will tell you on the call rather than take your money.

Worth knowing before you book: the answer is going to be $79.99 a month or $800 one time. This call is for clarity, not for negotiating the price.

Questions people actually ask

Why is the price on the website?

Because hiding it wastes your time and ours. Most companies make you book a call to hear a number. You can decide right now whether this is worth it to you.

Monthly or one time, what is the difference?

Nothing about the work changes. $79.99 a month runs while we work your file. $800 one time covers the whole engagement in one payment, and Afterpay can split it at checkout if you want smaller chunks. Pick whichever fits how you like to pay.

How long does this take?

Anywhere from a month to a year. Disputes go out every 30 to 40 days, and most people see movement by round two. The full timeline depends on what is on your file and how hard the bureaus fight it, so anyone who gives you an exact date is guessing.

What if nothing gets removed?

Then we keep working the file through the rounds you paid for and escalate where the law gives us room. What we will not do is promise a result we cannot control.

Do I need credit monitoring?

Yes, it is required. It is billed by the monitoring service, not by us, and it is how we pull your reports each round to see what changed. You will see the plan when you sign up.

Is this legal?

Yes. Disputing inaccurate or unverifiable information is a right you have under federal law. We are a bonded credit repair company registered in Florida.

Ready to start?

Pick your payment. Round one goes out within one to three business days of your file being complete.

Secure checkout. Afterpay available on the one time option.